The Harty Carpenter Group in Fairhope, Alabama is proud to offer clients more than 100 years of experience in wealth management. Our mission is to understand our clients and what matters most to them. We take the time to ask difficult and intelligent questions, listen carefully, and understand in great detail where their wealth is today and where they would like it to be tomorrow. We help them design and implement a personalized wealth management approach that helps them achieve their personal financial goals while managing investment risk.
Financial advisors in Fairhope, Alabama can provide valuable information and strategies to help residents achieve their financial goals, whether it's retirement planning, investment strategies, or debt management. They can also help clients navigate the local market and invest in local businesses, supporting the growth and success of the community as a whole. If you don't have the time or interest to manage your finances, that's another good reason to hire a financial advisor. People with very high net worth can be offered free counseling services, but most of the time these advisors are tasked with subtly guiding the person to products or services that benefit the institution. The Department of Labor (DOL) proposed a standard that would have required all financial professionals who work with retirement plans or advise on retirement plans to provide counseling that was in the best interest of the client (the fiduciary standard), rather than simply adequate for the client (the eligibility standard).
A financial advisor can also help you develop an estate plan to ensure that your assets are managed according to your wishes after your death. Every financial advisory firm must make investments in accordance with the law and with their company's investment policy when buying and selling financial assets. It's important to seek the advice and guidance of an experienced financial advisor who can carefully analyze your situation, work with you to identify potential solutions that address your needs, and communicate them clearly. Investing in securities involves risks and there is always the possibility of losing money when investing in securities. A fee-paying advisor can earn a fee for developing a financial plan for you and at the same time earn a commission for selling you a certain insurance or investment product. At The Harty Carpenter Group, we understand that trust is the foundation of lasting customer relationships and is not easily achieved; it is earned over years and even decades.
Since 1962, financial planning has been our focus. And here in Fairhope, Alabama, that means helping our customers, our friends and neighbors, plan and build the future they envision for themselves. Because as our customer, your goals are our goals. And every day, we offer you the resources and wealth management tools of an independent, full-service investment firm - a firm with global reach and local roots.